Local by design
Your financial history belongs in an encrypted vault on your own device—not in an advertising profile.
Private personal finance
Your money.
Kept close.
Matcha is a local-first home for accounts, transactions, budgets, and plans—built to help you understand your finances without surrendering them.
A calmer contract with your data
Useful because it is trustworthy.
Read, never move
Open Banking connections retrieve accounts, balances, and transactions. Matcha does not initiate payments.
Explain every number
Imports, categories, reconciliations, and forecasts keep their evidence instead of hiding behind a score.